Budget Savvy; More Fun Than Budgeting Should Be

Budgeting

Make a budget…blah, blah, blah.  First and foremost, this is your most valuable tool.  Sounds so boring and insignificant, but I promise you it is not.  Do you want to know how to save more money than you thought possible?  Take a look at your spending habits.  Not only will it show you the cold, hard facts, it will heighten your awareness of saving in general.  It can truly be a motivating factor.  There are some amazing websites that help you to manage, budget, save, and even motivate.  Some offer syncing with your credit cards and bank accounts.  If you are vary of sharing such info, I would suggest BudgetTracker.  It allows you to enter your info manually and also has an option to sync your accounts in the future.  It is important to find the right budgeting tool for you.  There is no ”best” when it comes to this category.  It really must fit you personally and meet your individual needs.  Just a few off the top of my head.  A more comprehensive list will be added later.  Have you found a great budgeting tool or tip?  Share in the comments.

AceMoney Lite  -  Free finance manager. Full version is for businesses.

Buddi -  Simple to use finance manager and budgeting program

BudgetTracker  -  Allows you to enter your banking info manually, but syncing is also available.

Buxfer  -   Money management linked to checking and credit card account.

Geezeo  -  User friendly financial tracker and budgeting.

GnuCash.org  -  Checkbook register style format.  Simple but lots of additional options.

mint.com  -  A money manager that is synced to your accounts

MicrosoftOffice templates  -  Free downloads of their popular templates.

Wesabe  -  Another money management program that is synced to your checking and credit card accounts

Yodlee  -  Beyond budgeting.  Offers integrated bill pay options.

Tags: best budget, budget, finance manager, how to save money, money manager, online budget